Inflation Calculator

This shows how much you will need in the future to maintain today's purchasing power.

Inflation silently erodes the value of your savings over time. Our inflation calculator India shows you exactly how much money you will need in the future to maintain your current standard of living. At India's average inflation rate of 5–6% per year, ₹1 lakh today will require ₹1.63 lakh in 10 years to buy the same goods and services.

This tool is essential for retirement planning. If your current monthly expenses are ₹50,000 and you plan to retire in 25 years, at 6% inflation you will need ₹2.15 lakh per month at retirement just to maintain the same lifestyle. Without accounting for inflation, your retirement corpus will be grossly underestimated — and you risk running out of money in your 70s.

Use our purchasing power calculator to reality-check your savings goals. It also helps you evaluate whether your investment returns are truly positive: if your FD earns 7% but inflation is 6%, your real return is only 1%. Equity investments that beat inflation by a wide margin are essential for long-term wealth preservation.